Workers’ compensation in 90 seconds

WorkCover QLD have created and released a 90 second animated film for explain the ‘how, what and why’ of workers’ compensation.

The film entitled, ‘Your accident insurance cover explained in 90 seconds was created to simplify the definitions outlined in the Workers’ Compensation and Rehabilitation Act 2003. It explains employers’ responsibilities and how WorkCover can provide assistance to them should one of their employees sustain an injury.

The Worker’s Compensation and Rehabilitation Act 2003 deals with providing protection against the cost of workplace injuries through insurance, compensation, and rehabilitation, as well as balancing the rights and responsibilities of workers and employers with the continuing viability of the WorkCover fund and self-insurer standards.

Queensland’s workers’ compensation scheme which is established under the act provides the following for injuries sustained by workers in their employment, and in some instances for people other than workers:

• Regulation of access to damages
• Compensation
• Employers’ obligation to be covered against liability for compensation and damages either under a WorkCover insurance policy or under a WorkCover insurance policyor under a licence as a self-insurer
• Employers’ liability for compensation
• Management of compensation claims by insurers
• Injury management, emphasising rehabilitation of workers particularly for return to work
• Rights of review of, and appeal against, decisions made under this Act
• Procedures for assessment of injuries by appropriately qualified persons or by independent medical assessment tribunals

More information about the scheme can be found on WorkCover Queensland website.